HDFC Bank and Tata Group have joined hands to introduce the HDFC TATA Neu Infinity Credit Card, which comes with a plethora of exclusive benefits, rewards, and privileges. The HDFC TATA Neu Infinity Credit Card is designed for the discerning customers who want to enjoy premium benefits, without compromising on their lifestyle. In this blog, we will take a closer look at the key features and benefits of the HDFC TATA Neu Infinity Credit Card.
Key Features of HDFC TATA Neu Infinity Credit Card
Welcome Bonus: Customers are entitled to a welcome bonus of 10,000 reward points on the activation of the card. These reward points can be redeemed for various products and services.
Milestone Benefits: Customers can avail of milestone benefits upon reaching a certain milestone in their spending. For example, if a customer spends Rs. 8 lakh in a year, they can earn 5,000 reward points.
Annual Fee Waiver: The annual fee of Rs. 10,000 is waived off if the customer spends Rs. 8 lakh in a year.
Cashback Benefits: Customers can earn cashback of up to 5% on their spending on TATA Group stores, such as Tanishq, Croma, Westside, and Star Bazaar.
Travel Benefits: Customers get exclusive travel benefits, including access to premium lounges at airports, complimentary international and domestic lounge access, and travel insurance.
Dining Benefits: Customers get exclusive dining benefits, including discounts at select restaurants and a complimentary Zomato Gold membership.
Fuel Surcharge Waiver: Customers can avail of a fuel surcharge waiver of up to Rs. 500 per statement cycle.
Contactless Payments: Customers can make contactless payments using their HDFC TATA Neu Infinity Credit Card, making it a convenient and hassle-free way of making payments.
Step 1: Check Eligibility Criteria
Before applying for the HDFC TATA Neu Infinity Credit Card, it is important to check if you meet the eligibility criteria. The eligibility criteria for the HDFC TATA Neu Infinity Credit Card are as follows:
You must be an Indian citizen or a Non-Resident Indian.
You must be between 21 and 60 years of age.
You must have a good credit score.
You must have a stable source of income.
Step 2: Collect Required Documents
Once you have checked the eligibility criteria and are sure that you meet the requirements, you will need to collect the necessary documents to apply for the HDFC TATA Neu Infinity Credit Card. The documents you will need are:
Proof of identity (PAN card, Aadhaar card, or passport)
Proof of address (electricity bill, telephone bill, or rent agreement)
Income proof (salary slips, bank statements, or income tax returns)
Passport-sized photographs
Step 3: Apply Online or Visit a HDFC Bank Branch
You can apply for the HDFC TATA Neu Infinity Credit Card online or by visiting a HDFC Bank branch. Here is how you can apply for the card through both methods:
Online Application:
Visit the HDFC Bank website.
Go to the 'Credit Cards' section and select the HDFC TATA Neu Infinity Credit Card.
Click on 'Apply Now' and enter your personal and financial details.
Upload the required documents.
Submit the application.
Branch Application:
Visit the nearest HDFC Bank branch.
Ask for the HDFC TATA Neu Infinity Credit Card application form.
Fill in the application form with your personal and financial details.
Attach the required documents.
Submit the application form.
Step 4: Wait for Verification and Approval
Once you have submitted the application form and the required documents, the HDFC Bank will verify the information and documents provided by you. The bank may also contact you for further verification or to clarify any doubts. If the verification is successful and the bank is satisfied with your credit score and financial stability, the HDFC TATA Neu Infinity Credit Card will be approved.
Step 5: Collect Your HDFC TATA Neu Infinity Credit Card
Once your HDFC TATA Neu Infinity Credit Card is approved, you will be notified by the bank. You can then visit the HDFC Bank branch where you applied for the card or the bank can deliver the card to your registered address.
Benefits of HDFC TATA Neu Infinity Credit Card
Exclusive Rewards and Benefits: Customers get access to exclusive rewards and benefits that are not available with other credit cards.
Milestone Benefits: Customers can earn rewards by achieving certain milestones in their spending.
Annual Fee Waiver: The annual fee of Rs. 10,000 is waived off if the customer spends Rs. 8 lakh in a year.
Cashback Benefits: Customers can earn cashback of up to 5% on their spending on TATA Group stores.
Travel Benefits: Customers get exclusive travel benefits, including access to premium lounges at airports, complimentary international and domestic lounge access, and travel insurance.
Dining Benefits: Customers get exclusive dining benefits, including discounts at select restaurants and a complimentary Zomato Gold membership.
Fuel Surcharge Waiver: Customers can avail of a fuel surcharge waiver of up to Rs. 500 per statement cycle.
Contactless Payments: Customers can make contactless payments using their HDFC TATA Neu Infinity Credit Card, making it a convenient and hassle-free way of making payments.
Drawbacks of HDFC TATA Neu Infinity Credit Card
High Annual Fee: The annual fee of Rs. 10,000 is quite high, which may not be affordable for some customers.
Limited Acceptance: The HDFC TATA Neu Infinity Credit Card may not be accepted at all merchants, especially outside India.
High Minimum Spending: To avail of the benefits and rewards of the HDFC TATA Neu Infinity Credit Card, customers need to spend a minimum amount, which may not be feasible for everyone.
Conclusion:
Applying for the HDFC TATA Neu Infinity Credit Card is a simple and straightforward process. Before applying, it is important to ensure that you meet the eligibility criteria and have the required documents. Whether you choose to apply online or visit a HDFC Bank branch, the application process is quick and easy. Once approved, you can enjoy the exclusive benefits and rewards of the HDFC TATA Neu Infinity Credit Card.The HDFC TATA Neu Infinity Credit Card is a premium credit card that offers exclusive benefits, rewards, and privileges to its customers. The card is ideal for customers who are looking for a high-end.
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